:root {
  --gold: #c8a24a;
  --dark: #111827;
  --muted: #6b7280;
  --bg: #f8fafc;
  --card: #ffffff;
  --line: #e5e7eb;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--dark);
  background: var(--bg);
  line-height: 1.6;
}

header {
  background: #0f172a;
  color: white;
  padding: 22px 20px;
}

.nav {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  letter-spacing: 0.5px;
}

.logo-mark {
  width: 46px;
  height: 46px;
  border: 2px solid var(--gold);
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--gold);
  font-size: 24px;
  font-weight: 900;
}

nav a {
  color: white;
  text-decoration: none;
  margin-left: 18px;
  font-size: 14px;
}

.hero {
  background: linear-gradient(135deg, #0f172a, #1e293b);
  color: white;
  padding: 80px 20px;
}

.hero-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.hero h1 {
  font-size: clamp(34px, 5vw, 58px);
  line-height: 1.1;
  margin: 0 0 18px;
}

.hero p {
  max-width: 720px;
  font-size: 18px;
  color: #d1d5db;
}

.btn {
  display: inline-block;
  background: var(--gold);
  color: #111827;
  text-decoration: none;
  padding: 13px 20px;
  border-radius: 10px;
  font-weight: 700;
  margin-top: 18px;
}

section {
  padding: 56px 20px;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 24px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.04);
}

.card h3 {
  margin-top: 0;
}

.muted {
  color: var(--muted);
}

.legal {
  max-width: 900px;
  margin: 0 auto;
  background: white;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 34px;
}

footer {
  background: #0f172a;
  color: #cbd5e1;
  padding: 34px 20px;
}

footer a {
  color: #e5e7eb;
  text-decoration: none;
  margin-right: 14px;
}

@media (max-width: 800px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
  }

  nav a {
    display: inline-block;
    margin: 6px 12px 0 0;
  }

  .grid {
    grid-template-columns: 1fr;
  }
}